Recent Articles

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Medical Debt Doesn't Kill Approval

Medical debt

Published on 07/13/2026

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New Freddie Mac Update: A Win For Your Self‑Employed Buyers

If you work with self-employed buyers, a recent Freddie Mac guideline change could help you turn more “borderline” scenarios into approvals. The old challenge with self‑employed clients Under the prior Freddie Mac approach, when a buyer had less than two years of self-employment, their qualifying income was often capped at what they earned on their previous W‑2 job. This made many strong self-employed clients look weaker on paper than they actually were.

Published on 06/29/2026

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Active Duty. VA Benefit. Use It Now

VA Benefits

Published on 06/29/2026

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You Served. Now You Can Buy — With Anyone You Choose.

HD Mortgages now offers VA joint loans. Veterans can buy with a parent, sibling, business partner, or any co-buyer and still use their VA benefit. Learn more.

Published on 06/26/2026

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What the Fed's Latest Move Means for Your Clients Right Now

The Fed held rates steady last week — and honestly, that part wasn't surprising. But there's a bigger story underneath the headline that every mortgage professional should be paying attention to.

Published on 06/25/2026

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Foreign National programs

Have international buyers or part-time U.S. residents looking to purchase?

Published on 06/23/2026

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Bridge the Gap: Your Key to Down Payment Assistance Success!

Ready to make your dream home a reality? Discover down payment assistance options and turn that housing hurdle into a stepping stone on your homebuying journey!

Published on 06/22/2026

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Buying a Home Directly From the Seller? Read This First

Homebuying tips FSBO

Published on 06/22/2026

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Liquidity May Not Be the Roadblock You Think It Is

liquidity doesn't have to be the reason a deal falls apart. By understanding what assets qualify and collecting the right documentation upfront, you can help your borrowers move through the process with fewer surprises.

Published on 06/17/2026