If you work with self-employed buyers, a recent Freddie Mac guideline change could help you turn more “borderline” scenarios into approvals. The old challenge with self‑employed clients Under the prior Freddie Mac approach, when a buyer had less than two years of self-employment, their qualifying income was often capped at what they earned on their previous W‑2 job. This made many strong self-employed clients look weaker on paper than they actually were.
Published on 06/29/2026
HD Mortgages now offers VA joint loans. Veterans can buy with a parent, sibling, business partner, or any co-buyer and still use their VA benefit. Learn more.
Published on 06/26/2026
The Fed held rates steady last week — and honestly, that part wasn't surprising. But there's a bigger story underneath the headline that every mortgage professional should be paying attention to.
Published on 06/25/2026
Have international buyers or part-time U.S. residents looking to purchase?
Published on 06/23/2026
Ready to make your dream home a reality? Discover down payment assistance options and turn that housing hurdle into a stepping stone on your homebuying journey!
Published on 06/22/2026
Homebuying tips FSBO
Published on 06/22/2026
liquidity doesn't have to be the reason a deal falls apart. By understanding what assets qualify and collecting the right documentation upfront, you can help your borrowers move through the process with fewer surprises.
Published on 06/17/2026